Credit Card Services
Kotak Credit Card Services are designed to provide you with convenience, safety, and a host of benefits to complement your lifestyle. From securing your card against misuse, managing your spending limits, to earning and redeeming exciting rewards—our services ensure that you make the most of your credit card experience.
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Card Protection Plan
Our Card Protection Plan offers peace of mind by covering you against card loss, theft, and unauthorized transactions. It provides 24x7 assistance, quick card blocking across multiple banks, and emergency cash advance facilities when you need them the most.
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Manage Card Limit
With Manage Card Limit, you can stay in control of your spending by customizing usage limits for online, in-store, and ATM transactions. This feature helps you set daily or monthly caps, temporarily increase limits for special needs, and ensures greater security against overspending or misuse.
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View Reward Points
With View Reward Points, you can easily monitor your accumulated points in real-time, understand your earning patterns, and explore tailored redemption options. This feature allows you to redeem points for shopping vouchers, travel bookings, and exclusive lifestyle offers—helping you maximize the value of every transaction.
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Physical Card Verification
The Physical Card Verification service ensures that your Kotak Credit Card is securely activated and authenticated before usage. This feature allows you to confirm the receipt of your physical card, verify card details, and enable safe transactions. By completing this step, you add an extra layer of protection against unauthorized use and guarantee that your card is fully operational.